Side-by-side · Q2 2026 data
Remington Federal Credit Union vs Oswego Teachers Employees Federal Credit Union
Credit union
Oswego Teachers Employees Federal Credit Union
Oswego, New York · Under $100 million in assets
Metric by metric
| Measure | Remington Federal Credit Union | Oswego Teachers Employees Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 75 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 85th | 47th |
| Total assets | $59.9M | $59.1M |
| Deposits / shares | $50.6M | $51.8M |
| Capital ratio | 15.07% (stronger) | 11.73% |
| Problem loans | 0.76% | 0.00% (stronger) |
| Net charge-offs | -0.17% (stronger) | 0.03% |
| Return on assets | 1.37% (stronger) | 0.11% |
| Loans ÷ deposits | 43.3% (stronger) | 76.5% |
| Uninsured deposits | 1.3% (stronger) | 9.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Remington Federal Credit Union has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Remington Federal Credit Union leads on 6 and Oswego Teachers Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.