Side-by-side · Q2 2026 data
Remington Federal Credit Union vs Utica Gas & Electric Emp Federal Credit Union
Credit union
Utica Gas & Electric Emp Federal Credit Union
New Hartford, New York · $100 million – $1 billion
Metric by metric
| Measure | Remington Federal Credit Union | Utica Gas & Electric Emp Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 75 (stronger) | 43 |
| Earnings | 75 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 85th | 60th |
| Total assets | $59.9M | $135.9M |
| Deposits / shares | $50.6M | $102.3M |
| Capital ratio | 15.07% | 16.74% (stronger) |
| Problem loans | 0.76% (stronger) | 1.72% |
| Net charge-offs | -0.17% (stronger) | 0.29% |
| Return on assets | 1.37% | 1.58% (stronger) |
| Loans ÷ deposits | 43.3% (stronger) | 114.8% |
| Uninsured deposits | 1.3% (stronger) | 13.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Remington Federal Credit Union has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Remington Federal Credit Union leads on 5 and Utica Gas & Electric Emp Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.