Side-by-side · Q2 2026 data
Resource Bank, National Association vs Home State Bank, National Association
Metric by metric
| Measure | Resource Bank, National Association | Home State Bank, National Association |
|---|---|---|
| TellerScore | 50 | 82 (stronger) |
| Capital cushion | 35 | 68 (stronger) |
| Loan quality | 19 | 98 (stronger) |
| Earnings | 75 | 81 (stronger) |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 65 | 99 (stronger) |
| Peer percentile | 7th | 82nd |
| Total assets | $868.6M | $776.0M |
| Deposits / shares | $799.8M | $686.6M |
| Capital ratio | 8.52% | 11.79% (stronger) |
| Problem loans | 2.44% | 0.07% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.38% | 1.52% (stronger) |
| Loans ÷ deposits | 63.3% (stronger) | 74.5% |
| Uninsured deposits | 19.9% (stronger) | 28.5% |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 5.2% |
Home State Bank, National Association has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Resource Bank, National Association leads on 2 and Home State Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.