Side-by-side · Q2 2026 data
Resource Bank, National Association vs Millennium Bank
Metric by metric
| Measure | Resource Bank, National Association | Millennium Bank |
|---|---|---|
| TellerScore | 50 (stronger) | 33 |
| Capital cushion | 35 | 44 (stronger) |
| Loan quality | 19 (stronger) | 0 |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 91 (stronger) | 52 |
| Problem-loan coverage | 65 (stronger) | 31 |
| Peer percentile | 7th | 1st |
| Total assets | $868.6M | $844.5M |
| Deposits / shares | $799.8M | $693.2M |
| Capital ratio | 8.52% | 9.41% (stronger) |
| Problem loans | 2.44% (stronger) | 4.37% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.38% (stronger) | 0.59% |
| Loans ÷ deposits | 63.3% (stronger) | 94.8% |
| Uninsured deposits | 19.9% (stronger) | 26.6% |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
Resource Bank, National Association has the higher TellerScore (50 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Resource Bank, National Association leads on 6 and Millennium Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.