Side-by-side · Q2 2026 data
Resource Bank, National Association vs Prairie State Bank and Trust
Metric by metric
| Measure | Resource Bank, National Association | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 50 | 80 (stronger) |
| Capital cushion | 35 | 74 (stronger) |
| Loan quality | 19 | 83 (stronger) |
| Earnings | 75 | 83 (stronger) |
| Funding & liquidity | 91 (stronger) | 75 |
| Problem-loan coverage | 65 | 95 (stronger) |
| Peer percentile | 7th | 77th |
| Total assets | $868.6M | $840.1M |
| Deposits / shares | $799.8M | $730.2M |
| Capital ratio | 8.52% | 12.39% (stronger) |
| Problem loans | 2.44% | 0.52% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.38% | 1.58% (stronger) |
| Loans ÷ deposits | 63.3% (stronger) | 74.9% |
| Uninsured deposits | 19.9% (stronger) | 24.3% |
| Offices | 15 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Resource Bank, National Association leads on 3 and Prairie State Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.