Side-by-side · Q2 2026 data
Resource One Credit Union vs My Community Credit Union
Metric by metric
| Measure | Resource One Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 55 |
| Capital cushion | 54 (stronger) | 53 |
| Loan quality | 22 | 59 (stronger) |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 77 (stronger) | 67 |
| Problem-loan coverage | 65 | 80 (stronger) |
| Peer percentile | 21st | 12th |
| Total assets | $555.2M | $555.3M |
| Deposits / shares | $495.2M | $492.0M |
| Capital ratio | 10.43% (stronger) | 10.29% |
| Problem loans | 2.33% | 1.24% (stronger) |
| Net charge-offs | 1.14% | 0.86% (stronger) |
| Return on assets | 3.26% (stronger) | 0.27% |
| Loans ÷ deposits | 83.3% (stronger) | 93.2% |
| Uninsured deposits | 5.8% (stronger) | 10.3% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 66.7% | — |
Resource One Credit Union has the higher TellerScore (60 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Resource One Credit Union leads on 5 and My Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.