Side-by-side · Q2 2026 data
Rhinebeck Bank vs Genesee Regional Bank
Metric by metric
| Measure | Rhinebeck Bank | Genesee Regional Bank |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 59 | 60 (stronger) |
| Loan quality | 87 (stronger) | 80 |
| Earnings | 53 | 81 (stronger) |
| Funding & liquidity | 66 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 53rd | 66th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 10.93% | 10.97% (stronger) |
| Problem loans | 0.38% (stronger) | 0.59% |
| Net charge-offs | 0.14% | 0.05% (stronger) |
| Return on assets | 0.82% | 1.54% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 83.4% |
| Uninsured deposits | 36.5% | 35.7% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 5.7% |
Genesee Regional Bank has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Rhinebeck Bank leads on 2 and Genesee Regional Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.