Side-by-side · Q2 2026 data
Rhinebeck Bank vs Pathfinder Bank
Metric by metric
| Measure | Rhinebeck Bank | Pathfinder Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 42 |
| Capital cushion | 59 (stronger) | 46 |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 53 | 57 (stronger) |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 50 |
| Peer percentile | 53rd | 3rd |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 10.93% (stronger) | 9.64% |
| Problem loans | 0.38% (stronger) | 4.69% |
| Net charge-offs | 0.14% (stronger) | 0.48% |
| Return on assets | 0.82% | 0.94% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 73.4% |
| Uninsured deposits | 36.5% | 24.5% (stronger) |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Rhinebeck Bank has the higher TellerScore (69 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Rhinebeck Bank leads on 5 and Pathfinder Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.