Side-by-side · Q2 2026 data
Rhinebeck Bank vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Rhinebeck Bank | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 42 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 53 (stronger) | 47 |
| Funding & liquidity | 66 | 70 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 53rd | 37th |
| Total assets | $1.5B | $485.0M |
| Deposits / shares | $1.3B | $416.7M |
| Capital ratio | 10.93% (stronger) | 9.17% |
| Problem loans | 0.38% | 0.00% (stronger) |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 0.82% (stronger) | 0.68% |
| Loans ÷ deposits | 70.5% (stronger) | 83.6% |
| Uninsured deposits | 36.5% | 20.9% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 6.9% |
Rhinebeck Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Rhinebeck Bank leads on 4 and Wallkill Valley Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.