Side-by-side · Q2 2026 data
Richland Federal Credit Union vs Grasslands Federal Credit Union
Metric by metric
| Measure | Richland Federal Credit Union | Grasslands Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 88 |
| Capital cushion | 99 (stronger) | 85 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 97th | 92nd |
| Total assets | $118.9M | $141.5M |
| Deposits / shares | $101.1M | $120.5M |
| Capital ratio | 14.92% (stronger) | 13.49% |
| Problem loans | 0.14% | 0.05% (stronger) |
| Net charge-offs | 0.09% | 0.02% (stronger) |
| Return on assets | 1.24% (stronger) | 1.13% |
| Loans ÷ deposits | 43.5% (stronger) | 61.4% |
| Uninsured deposits | 7.5% (stronger) | 11.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland Federal Credit Union has the higher TellerScore (92 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Richland Federal Credit Union leads on 5 and Grasslands Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.