Side-by-side · Q2 2026 data
Richland Federal Credit Union vs Russell Country Federal Credit Union
Credit union
Russell Country Federal Credit Union
Great Falls, Montana · $100 million – $1 billion
Metric by metric
| Measure | Richland Federal Credit Union | Russell Country Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 48 |
| Capital cushion | 99 (stronger) | 26 |
| Loan quality | 95 (stronger) | 63 |
| Earnings | 70 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 76 |
| Peer percentile | 97th | 4th |
| Total assets | $118.9M | $131.1M |
| Deposits / shares | $101.1M | $120.7M |
| Capital ratio | 14.92% (stronger) | 7.60% |
| Problem loans | 0.14% (stronger) | 1.12% |
| Net charge-offs | 0.09% (stronger) | 0.15% |
| Return on assets | 1.24% (stronger) | 0.17% |
| Loans ÷ deposits | 43.5% (stronger) | 87.6% |
| Uninsured deposits | 7.5% | 5.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Richland Federal Credit Union has the higher TellerScore (92 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Richland Federal Credit Union leads on 6 and Russell Country Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.