Side-by-side · Q2 2026 data
Richland State Bank vs Bryant State Bank
Metric by metric
| Measure | Richland State Bank | Bryant State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 97 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 89th | 66th |
| Total assets | $49.6M | $52.9M |
| Deposits / shares | $44.7M | $45.7M |
| Capital ratio | 12.30% (stronger) | 11.58% |
| Problem loans | 0.15% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 3.61% |
| Return on assets | 2.03% (stronger) | 1.96% |
| Loans ÷ deposits | 42.6% (stronger) | 62.4% |
| Uninsured deposits | 18.0% (stronger) | 47.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland State Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Richland State Bank leads on 7 and Bryant State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.