Side-by-side · Q2 2026 data
Richland State Bank vs Dakotaland Federal Credit Union
Metric by metric
| Measure | Richland State Bank | Dakotaland Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 73 (stronger) | 59 |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 97 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 89th | 68th |
| Total assets | $49.6M | $751.6M |
| Deposits / shares | $44.7M | $644.5M |
| Capital ratio | 12.30% (stronger) | 10.87% |
| Problem loans | 0.15% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 2.03% (stronger) | 1.54% |
| Loans ÷ deposits | 42.6% (stronger) | 78.1% |
| Uninsured deposits | 18.0% | 13.5% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland State Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Richland State Bank leads on 6 and Dakotaland Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.