Side-by-side · Q2 2026 data
Richland State Bank vs The Security State Bank
Metric by metric
| Measure | Richland State Bank | The Security State Bank |
|---|---|---|
| TellerScore | 90 | 99 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 97 (stronger) | 91 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 89th | 99th |
| Total assets | $49.6M | $64.8M |
| Deposits / shares | $44.7M | $52.2M |
| Capital ratio | 12.30% | 19.51% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.03% (stronger) | 1.99% |
| Loans ÷ deposits | 42.6% | 32.1% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 23.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Security State Bank has the higher TellerScore (99 vs 90). On the 6 directional measures above (where higher or lower is clearly better), Richland State Bank leads on 2 and The Security State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.