TellerScore

Side-by-side · Q2 2026 data

Richton Bank & Trust Company vs Amory First Savings And Loan Bank, Ssb

Bank

Richton Bank & Trust Company

Richton, Mississippi · Under $100 million in assets

90of 100
Very strong

Bank

Amory First Savings And Loan Bank, Ssb

Amory, Mississippi · Under $100 million in assets

66of 100
Moderate

Metric by metric

MeasureRichton Bank & Trust CompanyAmory First Savings And Loan Bank, Ssb
TellerScore90 (stronger)66
Capital cushion100 (stronger)81
Loan quality100 (stronger)54
Earnings52 (stronger)45
Funding & liquidity100 (stronger)70
Problem-loan coverage100 (stronger)84
Peer percentile89th28th
Total assets$52.0M$78.7M
Deposits / shares$43.1M$68.1M
Capital ratio15.95% (stronger)13.11%
Problem loans0.00% (stronger)1.37%
Net charge-offs0.00% (stronger)0.03%
Return on assets0.79% (stronger)0.62%
Loans ÷ deposits47.4% (stronger)90.5%
Uninsured deposits10.5%6.0% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Richton Bank & Trust Company has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Richton Bank & Trust Company leads on 6 and Amory First Savings And Loan Bank, Ssb on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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