Side-by-side · Q2 2026 data
Richton Bank & Trust Company vs Genesis Bank
Metric by metric
| Measure | Richton Bank & Trust Company | Genesis Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 54 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 5 |
| Earnings | 52 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 20 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 89th | 13th |
| Total assets | $52.0M | $97.2M |
| Deposits / shares | $43.1M | $73.8M |
| Capital ratio | 15.95% | 19.59% (stronger) |
| Problem loans | 0.00% (stronger) | 2.85% |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 0.79% | 0.95% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 104.2% |
| Uninsured deposits | 10.5% (stronger) | 47.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richton Bank & Trust Company has the higher TellerScore (90 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Richton Bank & Trust Company leads on 4 and Genesis Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.