Side-by-side · Q2 2026 data
Richton Bank & Trust Company vs Sunbelt Federal Credit Union
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Richton Bank & Trust Company | Sunbelt Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 52 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 89th | 87th |
| Total assets | $52.0M | $366.4M |
| Deposits / shares | $43.1M | $305.2M |
| Capital ratio | 15.95% | 16.22% (stronger) |
| Problem loans | 0.00% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 1.06% |
| Return on assets | 0.79% | 0.90% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 77.9% |
| Uninsured deposits | 10.5% | 7.8% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.9% |
Richton Bank & Trust Company has the higher TellerScore (90 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Richton Bank & Trust Company leads on 4 and Sunbelt Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.