Side-by-side · Q2 2026 data
Ridgedale Federal Credit Union vs Rutgers Federal Credit Union
Credit union
Ridgedale Federal Credit Union
East Hanover, New Jersey · Under $100 million in assets
Credit union
Rutgers Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Ridgedale Federal Credit Union | Rutgers Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 85 (stronger) |
| Capital cushion | 41 | 76 (stronger) |
| Loan quality | 65 | 87 (stronger) |
| Earnings | 5 | 82 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 12th | 77th |
| Total assets | $98.0M | $77.4M |
| Deposits / shares | $89.1M | $67.0M |
| Capital ratio | 9.09% | 12.64% (stronger) |
| Problem loans | 1.04% | 0.39% (stronger) |
| Net charge-offs | 0.57% | 0.52% (stronger) |
| Return on assets | -0.36% | 1.54% (stronger) |
| Loans ÷ deposits | 51.6% | 31.6% (stronger) |
| Uninsured deposits | 7.0% | 6.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rutgers Federal Credit Union has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ridgedale Federal Credit Union leads on 0 and Rutgers Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.