Side-by-side · Q2 2026 data
Ridgewood Savings Bank vs Metropolitan Commercial Bank
Metric by metric
| Measure | Ridgewood Savings Bank | Metropolitan Commercial Bank |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 83 (stronger) | 61 |
| Loan quality | 38 | 70 (stronger) |
| Earnings | 48 | 69 (stronger) |
| Funding & liquidity | 80 (stronger) | 53 |
| Problem-loan coverage | 82 | 87 (stronger) |
| Peer percentile | 33rd | 40th |
| Total assets | $7.5B | $8.9B |
| Deposits / shares | $6.0B | $7.8B |
| Capital ratio | 13.27% (stronger) | 11.07% |
| Problem loans | 1.85% | 0.91% (stronger) |
| Net charge-offs | 0.18% (stronger) | 1.32% |
| Return on assets | 0.70% | 1.23% (stronger) |
| Loans ÷ deposits | 80.5% (stronger) | 93.5% |
| Uninsured deposits | 10.3% (stronger) | 27.2% |
| Offices | 36 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Commercial Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ridgewood Savings Bank leads on 4 and Metropolitan Commercial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.