Side-by-side · Q2 2026 data
Ridgewood Savings Bank vs NorthEast Community Bank
Metric by metric
| Measure | Ridgewood Savings Bank | NorthEast Community Bank |
|---|---|---|
| TellerScore | 64 | 90 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 38 | 100 (stronger) |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 36 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $7.5B | $2.1B |
| Deposits / shares | $6.0B | $1.5B |
| Capital ratio | 13.27% | 17.32% (stronger) |
| Problem loans | 1.85% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.06% (stronger) |
| Return on assets | 0.70% | 2.00% (stronger) |
| Loans ÷ deposits | 80.5% (stronger) | 123.9% |
| Uninsured deposits | 10.3% (stronger) | 28.0% |
| Offices | 36 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ridgewood Savings Bank leads on 2 and NorthEast Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.