Side-by-side · Q2 2026 data
Rimrock Credit Union vs Valley Financial Credit Union
Metric by metric
| Measure | Rimrock Credit Union | Valley Financial Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 72 (stronger) | 54 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 94th | 54th |
| Total assets | $64.0M | $600.9M |
| Deposits / shares | $53.8M | $531.0M |
| Capital ratio | 15.02% (stronger) | 10.68% |
| Problem loans | 0.15% (stronger) | 0.25% |
| Net charge-offs | 0.65% | 0.36% (stronger) |
| Return on assets | 1.30% (stronger) | 0.84% |
| Loans ÷ deposits | 30.9% (stronger) | 87.5% |
| Uninsured deposits | 4.7% (stronger) | 7.1% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.6% |
Rimrock Credit Union has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Rimrock Credit Union leads on 6 and Valley Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.