TellerScore

Side-by-side · Q2 2026 data

Rimrock Credit Union vs Vocal Credit Union

Credit union

Rimrock Credit Union

Billings, Montana · Under $100 million in assets

93of 100
Very strong

Credit union

Vocal Credit Union

Helena, Montana · Under $100 million in assets

82of 100
Strong

Metric by metric

MeasureRimrock Credit UnionVocal Credit Union
TellerScore93 (stronger)82
Capital cushion100 (stronger)82
Loan quality95 (stronger)87
Earnings72 (stronger)66
Funding & liquidity100 (stronger)88
Problem-loan coverage99 (stronger)96
Peer percentile94th70th
Total assets$64.0M$52.6M
Deposits / shares$53.8M$45.2M
Capital ratio15.02% (stronger)13.19%
Problem loans0.15% (stronger)0.40%
Net charge-offs0.65%0.19% (stronger)
Return on assets1.30% (stronger)1.16%
Loans ÷ deposits30.9% (stronger)72.3%
Uninsured deposits4.7%1.4% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Rimrock Credit Union has the higher TellerScore (93 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Rimrock Credit Union leads on 5 and Vocal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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