Side-by-side · Q2 2026 data
Rio Bank vs Naft Federal Credit Union
Metric by metric
| Measure | Rio Bank | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 56 | 89 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 40th | 97th |
| Total assets | $1.4B | $162.3M |
| Deposits / shares | $1.2B | $135.7M |
| Capital ratio | 10.03% | 16.44% (stronger) |
| Problem loans | 0.53% | 0.50% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.24% |
| Return on assets | 0.91% | 1.73% (stronger) |
| Loans ÷ deposits | 70.8% | 51.3% (stronger) |
| Uninsured deposits | 35.5% | 1.3% (stronger) |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Rio Bank leads on 1 and Naft Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.