Side-by-side · Q2 2026 data
Ripple Credit Union vs Golden Rule Community Credit Union
Metric by metric
| Measure | Ripple Credit Union | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 72 |
| Capital cushion | 98 (stronger) | 70 |
| Loan quality | 79 (stronger) | 65 |
| Earnings | 99 (stronger) | 51 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 87th | 44th |
| Total assets | $38.9M | $42.6M |
| Deposits / shares | $33.1M | $36.9M |
| Capital ratio | 14.84% (stronger) | 12.00% |
| Problem loans | 0.62% (stronger) | 1.05% |
| Net charge-offs | 0.09% | -0.08% (stronger) |
| Return on assets | 1.98% (stronger) | 0.76% |
| Loans ÷ deposits | 91.1% | 32.4% (stronger) |
| Uninsured deposits | 3.9% | 0.7% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ripple Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ripple Credit Union leads on 4 and Golden Rule Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.