Side-by-side · Q2 2026 data
River City Bank vs Five Star Bank
Metric by metric
| Measure | River City Bank | Five Star Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 70 | 85 (stronger) |
| Funding & liquidity | 52 (stronger) | 18 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 53rd | 49th |
| Total assets | $6.0B | $5.4B |
| Deposits / shares | $5.4B | $4.8B |
| Capital ratio | 9.22% | 10.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 1.26% | 1.62% (stronger) |
| Loans ÷ deposits | 83.7% (stronger) | 93.0% |
| Uninsured deposits | 37.1% (stronger) | 59.2% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 1.7% |
River City Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), River City Bank leads on 5 and Five Star Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.