Side-by-side · Q2 2026 data
River City Bank vs Fremont Bank
Metric by metric
| Measure | River City Bank | Fremont Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 42 (stronger) | 34 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 70 (stronger) | 66 |
| Funding & liquidity | 52 (stronger) | 36 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 53rd | 21st |
| Total assets | $6.0B | $6.0B |
| Deposits / shares | $5.4B | $5.3B |
| Capital ratio | 9.22% (stronger) | 8.35% |
| Problem loans | 0.00% (stronger) | 0.39% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.26% (stronger) | 1.15% |
| Loans ÷ deposits | 83.7% (stronger) | 89.2% |
| Uninsured deposits | 37.1% (stronger) | 46.3% |
| Offices | 8 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 33.6% |
River City Bank has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), River City Bank leads on 7 and Fremont Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.