Side-by-side · Q2 2026 data
River City Bank vs Preferred Bank
Metric by metric
| Measure | River City Bank | Preferred Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 58 |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 70 | 88 (stronger) |
| Funding & liquidity | 52 (stronger) | 25 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 53rd | 17th |
| Total assets | $6.0B | $7.7B |
| Deposits / shares | $5.4B | $6.5B |
| Capital ratio | 9.22% | 10.55% (stronger) |
| Problem loans | 0.00% (stronger) | 1.57% |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 1.26% | 1.69% (stronger) |
| Loans ÷ deposits | 83.7% (stronger) | 95.8% |
| Uninsured deposits | 37.1% (stronger) | 50.3% |
| Offices | 8 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 12.4% |
River City Bank has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), River City Bank leads on 5 and Preferred Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.