Side-by-side · Q2 2026 data
River City Bank vs CIBC National Trust Company
Metric by metric
| Measure | River City Bank | CIBC National Trust Company |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 60 (stronger) | 54 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 98th |
| Total assets | $423.4M | $412.8M |
| Deposits / shares | $380.9M | $550K |
| Capital ratio | 10.15% | 59.61% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.71% | 13.72% (stronger) |
| Loans ÷ deposits | 86.2% | 0.0% (stronger) |
| Uninsured deposits | 27.7% (stronger) | 56.4% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 10.0% |
CIBC National Trust Company has the higher TellerScore (93 vs 77). On the 6 directional measures above (where higher or lower is clearly better), River City Bank leads on 2 and CIBC National Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.