Side-by-side · Q2 2026 data
River City Bank, Inc. vs Advanz Federal Credit Union
Metric by metric
| Measure | River City Bank, Inc. | Advanz Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 88 (stronger) | 82 |
| Earnings | 61 (stronger) | 51 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 57th | 87th |
| Total assets | $494.9M | $161.6M |
| Deposits / shares | $438.3M | $135.5M |
| Capital ratio | 11.72% | 15.63% (stronger) |
| Problem loans | 0.36% (stronger) | 0.54% |
| Net charge-offs | -0.00% (stronger) | 0.30% |
| Return on assets | 1.02% (stronger) | 0.78% |
| Loans ÷ deposits | 85.2% | 51.5% (stronger) |
| Uninsured deposits | 21.9% | 4.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 7.3% |
Advanz Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River City Bank, Inc. leads on 3 and Advanz Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.