Side-by-side · Q2 2026 data
River City Bank, Inc. vs Eclipse Bank, Inc.
Metric by metric
| Measure | River City Bank, Inc. | Eclipse Bank, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 67 (stronger) | 45 |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 61 (stronger) | 43 |
| Funding & liquidity | 68 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 57th | 20th |
| Total assets | $494.9M | $485.7M |
| Deposits / shares | $438.3M | $341.3M |
| Capital ratio | 11.72% (stronger) | 9.47% |
| Problem loans | 0.36% | 0.31% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.02% (stronger) | 0.58% |
| Loans ÷ deposits | 85.2% (stronger) | 120.7% |
| Uninsured deposits | 21.9% | 16.2% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 8.6% |
River City Bank, Inc. has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), River City Bank, Inc. leads on 4 and Eclipse Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.