Side-by-side · Q2 2026 data
River to River Credit Union vs 2 Rivers Area Credit Union
Metric by metric
| Measure | River to River Credit Union | 2 Rivers Area Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 66 |
| Capital cushion | 97 (stronger) | 57 |
| Loan quality | 92 (stronger) | 74 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 98th | 32nd |
| Total assets | $29.7M | $27.7M |
| Deposits / shares | $25.3M | $25.1M |
| Capital ratio | 14.65% (stronger) | 10.68% |
| Problem loans | 0.23% (stronger) | 0.78% |
| Net charge-offs | 0.12% (stronger) | 0.27% |
| Return on assets | 2.25% (stronger) | 0.35% |
| Loans ÷ deposits | 59.3% (stronger) | 64.7% |
| Uninsured deposits | 0.8% (stronger) | 6.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River to River Credit Union has the higher TellerScore (97 vs 66). On the 7 directional measures above (where higher or lower is clearly better), River to River Credit Union leads on 7 and 2 Rivers Area Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.