Side-by-side · Q2 2026 data
River Valley Credit Union vs Advantage Credit Union
Metric by metric
| Measure | River Valley Credit Union | Advantage Credit Union |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 65 (stronger) | 20 |
| Earnings | 54 | 62 (stronger) |
| Funding & liquidity | 98 (stronger) | 95 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 51st | 51st |
| Total assets | $119.3M | $106.5M |
| Deposits / shares | $105.0M | $89.6M |
| Capital ratio | 11.43% | 15.31% (stronger) |
| Problem loans | 1.05% (stronger) | 2.39% |
| Net charge-offs | 0.21% (stronger) | 3.60% |
| Return on assets | 0.86% | 1.06% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 65.7% |
| Uninsured deposits | 14.8% | 2.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 3 and Advantage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.