Side-by-side · Q2 2026 data
River Valley Credit Union vs Affinity Credit Union
Metric by metric
| Measure | River Valley Credit Union | Affinity Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 64 | 72 (stronger) |
| Loan quality | 65 | 88 (stronger) |
| Earnings | 54 (stronger) | 46 |
| Funding & liquidity | 98 (stronger) | 78 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 51st | 63rd |
| Total assets | $119.3M | $154.3M |
| Deposits / shares | $105.0M | $133.8M |
| Capital ratio | 11.43% | 12.15% (stronger) |
| Problem loans | 1.05% | 0.35% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.57% |
| Return on assets | 0.86% (stronger) | 0.65% |
| Loans ÷ deposits | 62.4% (stronger) | 81.9% |
| Uninsured deposits | 14.8% | 7.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Affinity Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 3 and Affinity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.