Side-by-side · Q2 2026 data
River Valley Credit Union vs North Iowa Community Credit Union
Metric by metric
| Measure | River Valley Credit Union | North Iowa Community Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 64 (stronger) | 48 |
| Loan quality | 65 | 67 (stronger) |
| Earnings | 54 | 59 (stronger) |
| Funding & liquidity | 98 (stronger) | 61 |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 51st | 21st |
| Total assets | $119.3M | $127.8M |
| Deposits / shares | $105.0M | $113.4M |
| Capital ratio | 11.43% (stronger) | 9.75% |
| Problem loans | 1.05% | 1.00% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.47% |
| Return on assets | 0.86% | 0.97% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 99.1% |
| Uninsured deposits | 14.8% | 5.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 4 and North Iowa Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.