Side-by-side · Q2 2026 data
Riverfall Credit Union vs City Credit Union
Metric by metric
| Measure | Riverfall Credit Union | City Credit Union |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 36 | 74 (stronger) |
| Earnings | 34 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 21st | 80th |
| Total assets | $193.9M | $21.3M |
| Deposits / shares | $175.1M | $15.9M |
| Capital ratio | 11.95% | 23.98% (stronger) |
| Problem loans | 1.93% | 0.79% (stronger) |
| Net charge-offs | 0.26% | 0.23% (stronger) |
| Return on assets | 0.35% | 1.25% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 68.8% |
| Uninsured deposits | 8.4% | 0.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Credit Union has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Riverfall Credit Union leads on 1 and City Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.