Side-by-side · Q2 2026 data
RiverHills Bank vs First National Bank of Clarksdale
Metric by metric
| Measure | RiverHills Bank | First National Bank of Clarksdale |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 75 | 78 (stronger) |
| Loan quality | 79 | 79 |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 66 | 67 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 82nd | 53rd |
| Total assets | $445.2M | $386.1M |
| Deposits / shares | $387.6M | $342.0M |
| Capital ratio | 12.54% | 12.83% (stronger) |
| Problem loans | 0.64% (stronger) | 0.64% |
| Net charge-offs | -0.11% (stronger) | 0.01% |
| Return on assets | 2.07% (stronger) | 0.75% |
| Loans ÷ deposits | 66.5% (stronger) | 72.1% |
| Uninsured deposits | 40.3% | 34.1% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
RiverHills Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 5 and First National Bank of Clarksdale on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.