Side-by-side · Q2 2026 data
RiverHills Bank vs Mutual Federal Credit Union
Metric by metric
| Measure | RiverHills Bank | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 75 | 90 (stronger) |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 66 | 96 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 82nd | 86th |
| Total assets | $445.2M | $528.5M |
| Deposits / shares | $387.6M | $458.9M |
| Capital ratio | 12.54% | 13.98% (stronger) |
| Problem loans | 0.64% (stronger) | 1.08% |
| Net charge-offs | -0.11% (stronger) | 0.85% |
| Return on assets | 2.07% (stronger) | 1.69% |
| Loans ÷ deposits | 66.5% | 64.1% (stronger) |
| Uninsured deposits | 40.3% | 5.4% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 3 and Mutual Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.