Side-by-side · Q2 2026 data
RiverHills Bank vs Peoples Bank
Metric by metric
| Measure | RiverHills Bank | Peoples Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 52 |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 66 (stronger) | 52 |
| Problem-loan coverage | 94 (stronger) | 45 |
| Peer percentile | 82nd | 8th |
| Total assets | $445.2M | $503.5M |
| Deposits / shares | $387.6M | $445.0M |
| Capital ratio | 12.54% (stronger) | 11.72% |
| Problem loans | 0.64% (stronger) | 4.28% |
| Net charge-offs | -0.11% (stronger) | 0.31% |
| Return on assets | 2.07% | 3.96% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 87.0% |
| Uninsured deposits | 40.3% | 34.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 18.3% |
RiverHills Bank has the higher TellerScore (82 vs 52). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.