Side-by-side · Q2 2026 data
Riverside Bank vs Bank OZK
Metric by metric
| Measure | Riverside Bank | Bank OZK |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 73 | 90 (stronger) |
| Loan quality | 99 (stronger) | 69 |
| Earnings | 65 | 84 (stronger) |
| Funding & liquidity | 41 | 46 (stronger) |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 56th | 91st |
| Total assets | $73.9M | $41.7B |
| Deposits / shares | $56.6M | $34.0B |
| Capital ratio | 12.29% | 13.96% (stronger) |
| Problem loans | 0.04% (stronger) | 0.92% |
| Net charge-offs | 0.00% (stronger) | 0.62% |
| Return on assets | 1.12% | 1.60% (stronger) |
| Loans ÷ deposits | 110.2% | 94.4% (stronger) |
| Uninsured deposits | 22.9% (stronger) | 32.5% |
| Offices | 2 | 255 |
| CFPB complaints (3 yrs) | — | 153 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | — | 37.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Riverside Bank leads on 3 and Bank OZK on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.