Side-by-side · Q2 2026 data
Riverside Bank vs First State Bank
Metric by metric
| Measure | Riverside Bank | First State Bank |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 73 (stronger) | 62 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 65 | 65 |
| Funding & liquidity | 41 | 68 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 56th | 68th |
| Total assets | $73.9M | $328.1M |
| Deposits / shares | $56.6M | $292.6M |
| Capital ratio | 12.29% (stronger) | 11.24% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.12% | 1.12% (stronger) |
| Loans ÷ deposits | 110.2% | 80.9% (stronger) |
| Uninsured deposits | 22.9% (stronger) | 25.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
First State Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Riverside Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.