Side-by-side · Q2 2026 data
Riverside Bank vs The Merchants & Planters Bank
Metric by metric
| Measure | Riverside Bank | The Merchants & Planters Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 73 (stronger) | 63 |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 65 (stronger) | 36 |
| Funding & liquidity | 41 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 56th | 45th |
| Total assets | $73.9M | $51.3M |
| Deposits / shares | $56.6M | $46.9M |
| Capital ratio | 12.29% (stronger) | 11.30% |
| Problem loans | 0.04% (stronger) | 0.21% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.12% (stronger) | 0.40% |
| Loans ÷ deposits | 110.2% | 44.2% (stronger) |
| Uninsured deposits | 22.9% (stronger) | 29.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Riverside Bank leads on 6 and The Merchants & Planters Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.