Side-by-side · Q2 2026 data
Rivertrust Federal Credit Union vs Sunbelt Federal Credit Union
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Rivertrust Federal Credit Union | Sunbelt Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 48 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 86th | 87th |
| Total assets | $167.8M | $366.4M |
| Deposits / shares | $141.4M | $305.2M |
| Capital ratio | 19.27% (stronger) | 16.22% |
| Problem loans | 0.60% | 0.39% (stronger) |
| Net charge-offs | 0.88% (stronger) | 1.06% |
| Return on assets | 0.70% | 0.90% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 77.9% |
| Uninsured deposits | 3.1% (stronger) | 7.8% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 28.9% |
Sunbelt Federal Credit Union has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Rivertrust Federal Credit Union leads on 4 and Sunbelt Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.