Side-by-side · Q2 2026 data
Riverview Federal Credit Union vs Bay Area Credit Union
Metric by metric
| Measure | Riverview Federal Credit Union | Bay Area Credit Union |
|---|---|---|
| TellerScore | 56 | 68 (stronger) |
| Capital cushion | 41 | 66 (stronger) |
| Loan quality | 49 | 60 (stronger) |
| Earnings | 52 (stronger) | 48 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 79 | 90 (stronger) |
| Peer percentile | 13th | 45th |
| Total assets | $113.4M | $107.9M |
| Deposits / shares | $101.1M | $93.8M |
| Capital ratio | 9.07% | 11.60% (stronger) |
| Problem loans | 1.54% | 1.21% (stronger) |
| Net charge-offs | 0.34% | 0.22% (stronger) |
| Return on assets | 0.81% (stronger) | 0.69% |
| Loans ÷ deposits | 70.3% | 53.4% (stronger) |
| Uninsured deposits | 4.0% | 3.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Area Credit Union has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Riverview Federal Credit Union leads on 1 and Bay Area Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.