Side-by-side · Q2 2026 data
Riverview Federal Credit Union vs Golden Circle Credit Union
Metric by metric
| Measure | Riverview Federal Credit Union | Golden Circle Credit Union |
|---|---|---|
| TellerScore | 56 | 66 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 49 (stronger) | 25 |
| Earnings | 52 (stronger) | 32 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 13th | 37th |
| Total assets | $113.4M | $107.3M |
| Deposits / shares | $101.1M | $91.4M |
| Capital ratio | 9.07% | 15.61% (stronger) |
| Problem loans | 1.54% (stronger) | 2.24% |
| Net charge-offs | 0.34% (stronger) | 0.55% |
| Return on assets | 0.81% (stronger) | 0.30% |
| Loans ÷ deposits | 70.3% | 48.9% (stronger) |
| Uninsured deposits | 4.0% | 2.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Circle Credit Union has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Riverview Federal Credit Union leads on 3 and Golden Circle Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.