Side-by-side · Q2 2026 data
Rochelle State Bank vs Community Banking Company
Metric by metric
| Measure | Rochelle State Bank | Community Banking Company |
|---|---|---|
| TellerScore | 29 | 77 (stronger) |
| Capital cushion | 30 | 63 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 27 | 86 (stronger) |
| Funding & liquidity | 70 | 80 (stronger) |
| Problem-loan coverage | 40 | 94 (stronger) |
| Peer percentile | 1st | 68th |
| Total assets | $85.6M | $297.3M |
| Deposits / shares | $76.0M | $259.9M |
| Capital ratio | 8.02% | 11.26% (stronger) |
| Problem loans | 3.40% | 0.64% (stronger) |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 0.17% | 1.66% (stronger) |
| Loans ÷ deposits | 85.9% | 65.8% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 28.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Banking Company has the higher TellerScore (77 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Rochelle State Bank leads on 1 and Community Banking Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.