Side-by-side · Q2 2026 data
Rochelle State Bank vs Five Star Credit Union
Metric by metric
| Measure | Rochelle State Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 29 | 72 (stronger) |
| Capital cushion | 30 | 88 (stronger) |
| Loan quality | 0 | 50 (stronger) |
| Earnings | 27 | 63 (stronger) |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 40 | 84 (stronger) |
| Peer percentile | 1st | 66th |
| Total assets | $85.6M | $1.3B |
| Deposits / shares | $76.0M | $1.1B |
| Capital ratio | 8.02% | 13.82% (stronger) |
| Problem loans | 3.40% | 1.50% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.53% |
| Return on assets | 0.17% | 1.09% (stronger) |
| Loans ÷ deposits | 85.9% | 79.2% (stronger) |
| Uninsured deposits | 19.2% | 11.8% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Rochelle State Bank leads on 1 and Five Star Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rochelle, GA