Side-by-side · Q2 2026 data
Rochelle State Bank vs Great Oaks Bank
Metric by metric
| Measure | Rochelle State Bank | Great Oaks Bank |
|---|---|---|
| TellerScore | 29 | 76 (stronger) |
| Capital cushion | 30 | 53 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 27 | 77 (stronger) |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 40 | 99 (stronger) |
| Peer percentile | 1st | 64th |
| Total assets | $85.6M | $422.0M |
| Deposits / shares | $76.0M | $374.4M |
| Capital ratio | 8.02% | 10.25% (stronger) |
| Problem loans | 3.40% | 0.10% (stronger) |
| Net charge-offs | 0.07% | -0.01% (stronger) |
| Return on assets | 0.17% | 1.42% (stronger) |
| Loans ÷ deposits | 85.9% | 73.2% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 27.4% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Great Oaks Bank has the higher TellerScore (76 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Rochelle State Bank leads on 1 and Great Oaks Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.