Side-by-side · Q2 2026 data
Rochelle State Bank vs South Georgia Banking Company
Metric by metric
| Measure | Rochelle State Bank | South Georgia Banking Company |
|---|---|---|
| TellerScore | 29 | 85 (stronger) |
| Capital cushion | 30 | 89 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 27 | 85 (stronger) |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 40 | 94 (stronger) |
| Peer percentile | 1st | 88th |
| Total assets | $85.6M | $570.1M |
| Deposits / shares | $76.0M | $487.6M |
| Capital ratio | 8.02% | 13.86% (stronger) |
| Problem loans | 3.40% | 0.55% (stronger) |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 0.17% | 1.63% (stronger) |
| Loans ÷ deposits | 85.9% | 80.9% (stronger) |
| Uninsured deposits | 19.2% | 18.6% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
South Georgia Banking Company has the higher TellerScore (85 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Rochelle State Bank leads on 0 and South Georgia Banking Company on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.