Side-by-side · Q2 2026 data
Rock Community Federal Credit Union vs Lake Superior Credit Union
Credit union
Rock Community Federal Credit Union
Rock, Michigan · Under $100 million in assets
Metric by metric
| Measure | Rock Community Federal Credit Union | Lake Superior Credit Union |
|---|---|---|
| TellerScore | 69 | 96 (stronger) |
| Capital cushion | 37 | 93 (stronger) |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 38th | 97th |
| Total assets | $9.1M | $11.2M |
| Deposits / shares | $8.3M | $9.5M |
| Capital ratio | 8.69% | 14.32% (stronger) |
| Problem loans | 0.04% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.52% | 2.19% (stronger) |
| Loans ÷ deposits | 36.0% (stronger) | 61.9% |
| Uninsured deposits | 4.1% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Superior Credit Union has the higher TellerScore (96 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Rock Community Federal Credit Union leads on 3 and Lake Superior Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.