Side-by-side · Q2 2026 data
Rockford Municipal Employees Credit Union vs Central Illinois Credit Union
Credit union
Rockford Municipal Employees Credit Union
Rockford, Illinois · Under $100 million in assets
Metric by metric
| Measure | Rockford Municipal Employees Credit Union | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 86 (stronger) | 38 |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 54th | 38th |
| Total assets | $23.6M | $26.1M |
| Deposits / shares | $19.8M | $22.8M |
| Capital ratio | 15.16% (stronger) | 12.26% |
| Problem loans | 0.41% (stronger) | 1.85% |
| Net charge-offs | 0.23% (stronger) | 2.37% |
| Return on assets | -0.77% | 1.25% (stronger) |
| Loans ÷ deposits | 51.0% | 49.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rockford Municipal Employees Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Rockford Municipal Employees Credit Union leads on 5 and Central Illinois Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.